Rate

Interest Rates

Check our current interest rates for investments ― certificates of deposit, savings accounts, and checking accounts.

Current CD Rates

Certificates of Deposit

Account Name Minimum Balance Interest Rate Annual Percentage Yield (APY) Compounding Method
6 month $1,000.00 .03% .03% None
12 month* $1,000.00 .05% .05% None
15 month* $1,000.00 .05% .05% Daily
18 month* $1,000.00 .05% .05% Daily
24 month* $1,000.00 .15% .15% Daily
30 month* $1,000.00 .15% .15% Daily
36 month* $1,000.00 .15% .15% Daily
48 month* $1,000.00 .20% .20% Daily
60 month* $1,000.00 .51% .51% Daily

(*) These certificates are also available as an IRA Account.

Annual percentage yield assumes monthly or quarterly withdrawal by check or transfer.

Annual percentage yield assumes interest will remain on deposit until maturity. Any withdrawal will reduce earnings.

All certificates are subject to an early withdrawal penalty.

Current Savings Account Rates

Savings Account

Account Name Minimum Balance Interest Rate Annual Percentage Yield (APY) Compounding Method
Christmas Club $5.00 .02% .02% Monthly
Savings Passbook $25.00 .02% .02% Monthly
Statement Savings $100.00 .02% .02% Monthly
School Savings $1.00 .02% .02% Monthly

Rates are subject to change at any time.

Money Fund Account

Minimum balance to open account – $1,000.00

Tier 1 $25,000.00 .02% .02% Monthly
Tier 2 to $24,999.00 .01% .01% Monthly
Tier 3 to $9,999.00 .01% .01% Monthly
Tier 4 $0 to $999.00 .00% .00% Monthly

Rates are subject to change at any time.

Current Checking Account Rates

Now Accounts

NOW $500.00 .00% .00% Monthly
Economy NOW $100.00 .00% .00% Monthly

Super Now Account

Minimum balance to open account – $1,000.00

Tier 1 $15,000.00 .01% .01% Monthly
Tier 2 to $14,999.00 .01% .01% Monthly
Tier 3 to $4,999.00 .00% .00% Monthly
Tier 4 to $999.00 .00% .00% Monthly

Rates are subject to change at any time.

Please see a bank teller to request a Truth in Savings disclosure on the applicable terms and fees.

Accounts insured to $250,000 according to FDIC rules and regulations.

Overdraft Protection Available (stop by one of our locations or Contact Us today for more information).