residential loans icon

Residential Loans

Financing a home is one of the bigger investments in life. Count on us for the residential home loans and resources you need to make your dreams come true.

residential loans icon

Residential Loans

Financing a home is one of the bigger investments in life. Count on us for the residential home loans and resources you need to make your dreams come true.

residential loans couple

Our Home Mortgage Product Line

Just as carefully as you choose a home, you want to choose your mortgage. At Peoples Federal Savings and Loan, we’ve got years of lending expertise and offer competitive fixed and adjustable interest rates.

  • Conventional Loans
  • Purchases
  • Refinances
  • Second Mortgages
  • Home Equity Loans
  • Construction Loans
  • Construction to Permanent Financing
  • Home Improvement Loans
  • FHA Loans
  • USDA Loans
  • VA Loans

Whether you are purchasing a first home, building your dream home, refinancing or remodeling a current home, we have numerous loan options and will assist you from start to finish. Let us make finding the right mortgage easy – so you can stay focused on your plans for the future.

house construction to permanent financing

Construction to Permanent Financing

Remove the worry of how much to borrow, how to access funds and possible unforeseen costs with our Construction to Permanent Financing loans. We get it – building your dream home requires flexibility and ease.

Our Construction to Permanent Financing loans makes it easy for you to access funds during the construction period. Pay interest-only during the construction phase of your loan, and then, upon completion, begin paying toward the principal of your loan. You close the loan only once, reducing the fees you pay.

  • May be used for new construction, personal residences only
  • Competitive, fixed-rate pricing.
  • To apply, you’ll need building plans, a selected contractor, construction schedule, property deed and other required documentation for obtaining a loan.

What will my monthly payment be?

Use our loan calculator to help you determine the loan financing amount and payment option best for you.