Security Statement  

At Peoples Federal Savings and Loan Association, we take the safeguarding of your information seriously. Keeping your information safe and secure is every Bank employee's responsibility.

Security of your personal and business account information is of critical importance. To assist us in offering financial services in a secure manner, we employ a number of controls described below. These controls allow us to properly authenticate your identity when you access these services and protect your information as it travels over the Internet between your home or business computer and us. The financial services we provide on this Web site use access codes, such as your login ID, password, or Personal Identification Number (PIN). For your protection we verify you are who you say you are before granting access to your accounts. To begin a session with the bank's on-line processor server, the user must key in a Log-In ID and a password. Our Internet Banking System uses a "3 strikes and you're out" lockout mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring a phone call to the bank to unlock the system and order a new password if necessary.

This site requires the use of secure browsers to protect you while you access our online services. Secure browsers allow you to communicate with our Web site in a protected session by encrypting information that flows between you and the site. To verify your session is secure, look for https: instead of http: in the URL address line, and a secure symbol (for example, closed padlock or key) on the status bar of your browser located on the lower part of the screen. For greater security when viewing your account information over the Internet, we require you to use a browser with 128-bit encryption. By utilizing secure Socket Layer (SSL) technology, transmissions of web pages and data between Peoples Federal Savings and Loan Association and your computer are completely encrypted and are unreadable to any person or group trying to intercept the transmission. Using "SSL" encryption is common in the industry and in Internet applications that require security and privacy for sensitive data.
A time-out is used on selected parts of our Web site to provide an additional level of protection. This feature automatically logs out of your account after an extended period of time. When this occurs, you will be required to log back in to our online service. By re-establishing and authenticating your credentials for your online session, our online service is helping to reduce unauthorized access to your accounts with us.

Our Web site uses firewalls to protect our computer systems and your personal and  business information. Firewalls can be thought of as a selective barrier that permits only specific types of traffic (transactions) through to our systems.

For your protection from IDENTITY THEFT we ask that you DO NOT send us, or request, any personal identifying information such as Social Security numbers, passwords, account numbers, financial information, etc. via this or any public e-mail system.

We understand that your trust in Peoples Federal Savings and Loan Association depends on how well we secure your personal, business, and account information. Our Information Security program is comprehensive and proactive to ensure that your information is secure however you choose to bank with us through branch offices, ATMs, telephone, or the Internet.

Peoples Federal Savings and Loan Association of Sidney, Ohio assumes no responsibility for accuracy, correctness, or content of the materials provided on this web site. You should not assume that the materials on this web site are continuously updated or otherwise contain current information. The materials provided at this web site are provided "as is" and any warranty (express or implied) condition, or other term of any kind, including without limitation, any warranty of merchantability, fitness for a particular purpose, non-infringement, or title is hereby excluded.